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Comprehensive Transportation Insurance Program

Continental Underwriters, Inc. is pleased to announce the roll out of our new Motor Carrier Program.  Our initial offering is outlined below, expect additional emails announcing the continued expansion of our Motor Carrier Program and other Continental program offerings.

Eligible Trucking Operations

The following commodities are acceptable for coverage:

  • Dry Van
  • Less than Truckload (LTL)
  • Truckload carriers
  • Refrigerated
  • Intermodal
  • Liquid and Dry Tanker Operations
  • Local Cartage
  • Hardwood Log Haulers

Ineligible Trucking Operations

The following cannot be written in this program:

  • Hazardous Materials
  • Sand and Gravel/In transit ready mix
  • Wrecker /Junk auto haulers
  • Garbage Haulers
  • Cattle and Livestock
  • House /Mobile Homes

Target Market/Favorable Characteristics

Local, Regional and intermediate for hire motor carriers with:

  • Above average loss experience.
  • Satisfactory DOT/CSA ratings with out of service ratios within the National Average
  • Less than 100,000 annual miles per unit
  • Insured in business 3+ years, with stable to moderate operational growth

Submission Requirements

  • Completed Trucking Application – signed app is mandatory at binding.
  • Current drivers list including: DOB, DOH, license #/SSN.
  • MVRs are required for all drivers.
  • All drivers must meet eligibility guidelines:
    • Age: 22-69, with long form medical/card over 65.
    • CDL Driving Experience of a like unit: minimum 3 years.
    • MVR:  up to 4 minor or 2 minor & 1 accident in previous 36 months
    • No major (DUI, DWI, reckless, felony, possession of controlled substance, license suspension) in previous 5 years.
  • Current vehicle list including: year, make, model, complete VIN, and stated value (if requesting APD).
  • Four (4) years of currently valued loss runs for all requested lines, issued within 90 days of expiration.
  • Mileage report/IFTAs for the last 8 quarters, if applicable to the risk.
  • Account narrative describing operations, customers & commodities, and regular routes of travel.

Terms and Conditions

  • Prepaid
  • To bind a policy, we will need a signed application, coverage selection/rejection

Lines of Business

Auto Liability, Auto Physical Damage, Motor Truck Cargo and General Liability

Limits Available

Auto Liability:                        $1,000,000 CSL (ability to write up to $3M)
Auto Physical Damage:         Stated Value
Motor Truck Cargo:              250,000 max – can customize for lower value loads

Continental is here to help you meet the insurance challenges of the transportation industry.

Let us help you secure a comprehensive, custom insurance program for your clients. Give us a call at (804) 643-7800, or email us at


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